Terms and Conditions
Welcome to MyViaWealth ("MyViaWealth," "we," "our," or "us").
These Terms and Conditions ("Terms") govern your access to and use of the MyViaWealth website, digital products, educational services, and related content. By accessing our website or purchasing any product or service, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.
1. About MyViaWealth
MyViaWealth is an online educational platform headquartered in Poland that provides financial education and personal development resources to customers worldwide.
Our products and services include, but are not limited to:
Digital eBooks
Financial planning templates
Budgeting tools
Online courses
Educational videos
Webinars
Downloadable resources
Other educational content.
2. Eligibility
You must be at least 18 years of age or the age of legal majority in your jurisdiction to purchase products or use paid services offered through MyViaWealth. By using this website, you confirm that you meet these eligibility requirements.
3. Educational Purposes Only – No Financial Advice
All content provided by MyViaWealth is intended solely for educational and informational purposes. MyViaWealth is not a financial institution, investment firm, brokerage, bank, financial advisor, tax advisor, accountant, lawyer, or licensed professional services provider. Nothing available on this website, in our products, courses, webinars, templates, emails, newsletters, videos, social media channels, or other communications constitutes or should be interpreted as:
financial advice
investment advice;
legal advice;
tax advice;
accounting advice;
insurance advice;
retirement planning advice;
securities recommendations;
personalized financial planning;
professional consulting services.
No content published by MyViaWealth should be considered a recommendation to buy, sell, hold, or otherwise transact in any investment, financial product, cryptocurrency, security, or other asset. You are solely responsible for evaluating your own financial circumstances and making your own financial decisions. Before making any financial, investment, tax, legal, or business decision, you should seek advice from a qualified professional licensed in your jurisdiction.
4. No Client or Advisory Relationship
Your use of the website or purchase of any MyViaWealth product does not create:
a financial advisor–client relationship;
an investment advisory relationship;
a fiduciary relationship;
a legal advisor–client relationship;
an accountant–client relationship; or
any other professional relationship.
5. Investment Risk
All investments involve risk. Past performance does not guarantee future results. Financial markets may fluctuate significantly, and you may lose some or all of your invested capital.
MyViaWealth makes no guarantees regarding:
investment performance;
profitability;
financial outcomes;
earnings;
wealth creation;
debt reduction;
business success; or
achievement of any financial goals.
Any examples, calculations, illustrations, case studies, or hypothetical scenarios are provided solely for educational purposes.
6. User Responsibility
You acknowledge and agree that:
you are solely responsible for your financial decisions;
you use our educational materials at your own discretion and risk;
you are responsible for verifying information before acting upon it;
your personal financial situation may differ from examples provided by MyViaWealth.
7. Purchases and Payments
All prices are displayed in the currency specified during checkout.
Payment must be successfully completed before access to paid digital products or services is granted.
By purchasing digital content, you agree that delivery may begin immediately after payment.
8. Digital Products
Because our products are delivered digitally, access is typically granted immediately after purchase.
Upon purchase, you receive a limited, non-exclusive, non-transferable license to use the purchased materials for your personal, non-commercial use only.
9. Intellectual Property
All content available on MyViaWealth, including but not limited to:
text;
graphics;
branding;
logos;
videos;
courses;
templates;
worksheets;
downloadable files;
illustrations;
website design; and
educational materials,
is protected by intellectual property laws.
Unless expressly authorized in writing, you may not:
copy;
reproduce;
modify;
distribute;
sell;
sublicense;
share;
publish;
upload;
translate; or
create derivative works from our content.
10. Acceptable Use
You agree not to:
misuse the website;
interfere with website security;
attempt unauthorized access to our systems;
upload malicious software;
engage in fraudulent activity;
infringe intellectual property rights;
use automated tools to scrape or extract content without permission.
11. Third-Party Services
Our website may contain links to third-party websites, products, or services.
MyViaWealth is not responsible for the content, availability, accuracy, or privacy practices of third-party websites.
Accessing third-party resources is at your own risk.
12. Limitation of Liability
To the maximum extent permitted by applicable law, MyViaWealth shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to:
your use of the website;
reliance on educational content;
investment decisions;
financial losses;
lost profits;
business interruption;
data loss; or
inability to access our services.
Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by law.
13. Indemnification
You agree to indemnify and hold harmless MyViaWealth and its owners, employees, contractors, and affiliates from any claims, liabilities, damages, losses, or expenses arising out of your breach of these Terms or your misuse of the website or services.
14. Returns and Refunds
Purchases are subject to the MyViaWealth Refund Policy, which forms part of these Terms.
15. Privacy
Our collection and processing of personal data are governed by our Privacy Policy.
16. Governing Law
These Terms are governed by the laws of the Republic of Poland, without regard to conflict of law principles.
If you are a consumer residing outside Poland, including within the European Union, you may also benefit from any mandatory consumer protection rights applicable in your country of residence. Nothing in these Terms limits or excludes such mandatory rights.
17. Changes to These Terms
MyViaWealth may update these Terms from time to time.
Updated versions become effective upon publication on the website unless otherwise stated.
Your continued use of the website following publication of revised Terms constitutes acceptance of those changes.
18. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.
19. Entire Agreement
These Terms, together with our Privacy Policy, Cookie Policy, Returns & Refund Policy, and any other policies referenced herein, constitute the entire agreement between you and MyViaWealth regarding your use of the website and services.
20. Contact Information
If you have any questions regarding these Terms and Conditions, please contact us:
MyViaWealth
